Here’s a quick tutorial that will show you how to create a personal account in PayPal.
Head to PayPal.com and click on the “Sign Up” button in the upper right.
At the next screen, type your mailing address and your mobile or home phone number, click on the checkmark to agree to PayPal’s policy, and click on the button to “Agree and Create Account.”
Your PayPal account is created. Your next step is to link your credit card and/or your bank account with PayPal. Anytime you buy something using PayPal, the funds will first be taken from your PayPal balance and then from your debit or credit card or bank account. At the “You are in! What’s next?” page, click on the first button to “Get started.”
At the next page, enter the information for the debit or credit card you wish to link with PayPal. Then click on the “Link card” button.
You can now use your PayPal account to buy items on eBay and other online merchants. That step is typically straightforward. If a merchant supports PayPal, you’ll see an option at the checkout page to use it as payment. You then sign in with your PayPal credentials, and the necessary funds are automatically applied to your purchase.
By this point, PayPal has sent you a confirmation email that you must acknowledge to verify your email address. Open the email and click on the “Confirm My Email” button.
You can also link a bank account to PayPal. Sign into your PayPal page if you’re not already logged in. Your account page pops up. Click on the link at the bottom of the page to “Link a bank or card.”
At the Payment Methods page, click on the button to “Link a card or bank.”
At the “Link a payment method” page, click on the option to “Link a bank account.”
At the page to “Select your bank,” click on the name of your bank or click on the button for “I have a different bank” if your bank is not listed.
If your bank is listed, the next screen will prompt you to enter your online banking username and password. Type that information and then click on the button to “Link Bank Instantly,” and your bank account is immediately linked to PayPal.
If your bank is not listed, the next screen prompts you to enter your bank’s routing number and your bank account number. Select whether you’re using a checking or savings account. Then type the routing and account numbers and click on the button to “Agree and Link.” PayPal then verifies your account by sending two small deposits (less than $1.00) and retrieving them in a single withdrawal.